Specialty
Trade Credit Insurance — Protecting your accounts receivable
Protection against specific losses arising from eligible customer payment defaults.
What is Trade Credit Insurance?
Trade Credit Insurance is designed to help protect businesses against specified losses arising from non-payment by trade customers due to insolvency or protracted default.
Insurers can also provide credit assessment and monitoring of buyers as part of the policy.
Who this cover can suit
- Manufacturers, wholesalers and distributors
- Exporters trading on credit terms
- Service businesses with significant receivables
- Businesses with concentrated customer exposures
Why businesses consider this cover
- A single major customer default can materially affect cash flow
- Lenders may view insured receivables more favourably
- Credit insurer intelligence can support better trading decisions
Typical features
Features and inclusions can vary between insurers and policies.
- Whole-of-turnover or selected buyer programs
- Credit limits assessed by the insurer
- Cover for insolvency and protracted default
- Collections and recovery support
How BLC Insurance Group helps
Your broker will discuss your operations, contracts and risk profile before approaching the market for Trade Credit Insurance.
BLC Insurance Group compares wordings, limits and excesses across multiple insurers to help you select cover aligned to your business and risk appetite.
Speak with a broker
Talk to BLC Insurance Group about Trade Credit cover for your receivables.
Policy terms, conditions, limits and exclusions apply.
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