Liability
Directors & Officers Insurance — Personal protection for company leaders
Protection for directors and officers against certain personal liability exposures arising from management decisions.
What is Directors & Officers Insurance?
Directors & Officers (D&O) Insurance is designed to help protect individuals serving as directors or officers from certain personal liability arising out of their management of the company.
Cover can respond to defence costs, investigation expenses and certain damages or settlements, subject to the policy terms.
Who this cover can suit
- Listed and unlisted companies
- Private companies with active boards
- Subsidiaries and joint ventures
- Not-for-profit and member-based organisations
Why businesses consider this cover
- Directors and officers can be held personally liable in some circumstances
- Regulatory investigations and shareholder actions can be costly to defend
- Attracting and retaining quality directors often relies on appropriate D&O cover
Typical features
Features and inclusions can vary between insurers and policies.
- Side A cover for individual directors and officers
- Side B reimbursement for the company
- Side C cover for the entity in defined circumstances
- Investigation costs and crisis response support
How BLC Insurance Group helps
Your broker will discuss your operations, contracts and risk profile before approaching the market for Directors & Officers Insurance.
BLC Insurance Group compares wordings, limits and excesses across multiple insurers to help you select cover aligned to your business and risk appetite.
Speak with a broker
Talk to BLC Insurance Group about D&O cover structured for your board.
Policy terms, conditions, limits and exclusions apply.
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