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Liability

Public Liability Insurance — Protection from everyday business risks

Protection against claims for personal injury or property damage to third parties arising from your business activities.

What it is

What is Public Liability Insurance?

Public Liability Insurance is designed to help protect your business if a third party alleges that your operations caused them personal injury or property damage.

Even relatively minor incidents on your premises or at a client site can lead to legal expenses and claims.

Who it suits

Who this cover can suit

  • Trades and contractors
  • Retailers, hospitality and venues
  • Professional and office-based businesses
  • Manufacturers, warehouses and logistics operators
Why consider it

Why businesses consider this cover

  • Landlords, principals and customers may require evidence of liability cover
  • Legal defence costs and compensation amounts can be significant
  • Some claims may arise even when you believe you are not at fault
Typical features

Typical features

Features and inclusions can vary between insurers and policies.

  • Cover for insured legal liability to third parties for personal injury and property damage arising from your business activities
  • Products liability cover when included in the policy
  • Defence costs and expenses in addition to, or part of, the limit of indemnity
  • Optional extensions depending on your operations
Our role

How BLC Insurance Group helps

Your broker will review your activities, locations, turnover and contracts to help determine appropriate limits and key extensions.

BLC Insurance Group can then source and compare options from multiple insurers, focusing on wording quality as well as price.

Speak with a broker

Protect your business with tailored Public Liability Insurance from BLC Insurance Group.

Policy terms, conditions, limits and exclusions apply.