Liability
Products Liability Insurance — Cover for businesses that supply goods
Cover for claims alleging property damage or personal injury arising from products you manufacture, distribute or sell.
What is Products Liability Insurance?
Products Liability Insurance is designed to help protect businesses that manufacture, import, distribute or sell products if those products cause injury or damage to a third party.
Cover typically responds to defence costs and certain compensation amounts, subject to policy terms.
Who this cover can suit
- Manufacturers and importers
- Wholesalers and distributors
- Retailers and online sellers
- Food and beverage businesses
Why businesses consider this cover
- Defective or contaminated products can cause significant third-party loss
- Supply contracts often require evidence of products liability cover
- Claims can arise long after a product has been sold
Typical features
Features and inclusions can vary between insurers and policies.
- Legal liability for personal injury or property damage caused by your products
- Defence costs and investigation expenses
- Often combined with Public Liability cover
- Optional extensions for product recall in some policies
How BLC Insurance Group helps
Your broker will discuss your operations, contracts and risk profile before approaching the market for Products Liability Insurance.
BLC Insurance Group compares wordings, limits and excesses across multiple insurers to help you select cover aligned to your business and risk appetite.
Speak with a broker
Talk to BLC Insurance Group about Products Liability cover for your supply chain.
Policy terms, conditions, limits and exclusions apply.
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