Cyber incidents are often discussed purely as a technology issue, but their consequences frequently extend into governance, regulatory and employment‑related territory. A serious cyber event can raise questions about whether directors and officers adequately oversaw cyber risk,

Many Australian SMEs still operate without management liability insurance, despite facing growing exposures from regulation, employment law and financial pressures. Directors and managers can be personally named in actions alleging breaches of duty, misleading conduct, OH&S issues

Across Australia, cyber incidents involving ransomware, business email compromise (BEC) and data breaches are now a routine part of the threat landscape for small and medium businesses. SMEs are increasingly targeted because attackers see them as easier